What Is HOMA-IR?

By Ryan Mitchell · Referenced to Matthews et al. 1985 · Updated July 2026

Educational use only. HOMA-IR is a screening estimate, not a diagnosis. Interpret results with your doctor.

HOMA-IR — the Homeostatic Model Assessment of Insulin Resistance — estimates how resistant your body is to insulin using just two fasting blood values: glucose and insulin. Introduced by Matthews and colleagues in 1985, it's one of the most widely used research and screening tools for insulin resistance because it needs no special test beyond a routine fasting draw. You may also see it written as the HOMA index, HOMA score, or simply HOMA — these all refer to the same calculation.

The HOMA-IR test: how it's ordered and done

There is no single "HOMA-IR blood test" you can request by name. HOMA-IR is a calculation derived from two ordinary lab results — fasting plasma glucose and fasting insulin — drawn from the same morning blood sample. Your clinician orders those two tests; the HOMA-IR score is worked out afterward from the numbers.

StepWhat happens
Fasting8–12 hours with water only — no food, caloric drinks, or coffee beforehand
TimingEarly-morning draw, before eating, heavy exercise, or the day's medications where advised
What's measuredFasting plasma glucose (mg/dL or mmol/L) + fasting serum insulin (µIU/mL or pmol/L)
The resultHOMA-IR = (glucose × insulin) ÷ 405 — computed from the two values, not a separate assay
TurnaroundSame as a routine metabolic panel; the score is derived once both values return

Because insulin assays are not standardized between laboratories, a HOMA-IR score is most reliable when tracked at the same lab over time rather than compared across providers. If your lab reports insulin in pmol/L, convert to µIU/mL (÷ 6.945) before using the 405 formula, or use our HOMA-IR calculator, which handles both unit systems.

The formula

HOMA-IR = (Fasting glucose × Fasting insulin) ÷ 405

Using glucose in mg/dL and insulin in µU/mL, the divisor is 405. If glucose is measured in mmol/L, the divisor is 22.5 instead. Example: glucose 95 mg/dL, insulin 12 µU/mL → (95 × 12) ÷ 405 = 2.8.

➜ Skip the arithmetic: HOMA-IR Calculator (supports both unit systems).

Normal range and interpretation

HOMA-IR scoreGeneral interpretation*
< 1.0Optimal insulin sensitivity
1.0 – 1.9Normal / early-optimal range
2.0 – 2.9Emerging / possible insulin resistance
≥ 2.9Significant insulin resistance likely

*Cut-offs vary by lab, assay, and population — some studies use 2.5 or ethnicity-specific thresholds. Always interpret against your own lab's reference range.

Why it matters — PCOS, NAFLD, prediabetes

Insulin resistance sits upstream of many conditions, often years before blood glucose rises enough to flag on standard tests. A raised HOMA-IR is commonly seen in and used to monitor:

  • Type 2 diabetes & prediabetes — resistance is the core defect long before diagnosis.
  • PCOS — insulin resistance drives much of the hormonal picture; HOMA-IR is a common workup value.
  • NAFLD / metabolic-associated fatty liver disease — closely tracks hepatic insulin resistance.
  • Metabolic syndrome — resistance links the cluster of hypertension, dyslipidemia and central adiposity.

Because it catches the problem early, a rising HOMA-IR is often the trigger for lifestyle intervention — the window where diet, activity and weight change reverse resistance most effectively.

HOMA-IR vs HOMA2, HOMA-β and the other indices

The 1985 formula on this page is the HOMA1 model. In 1998 the same Oxford group published HOMA2 — a computer-based update that better handles higher glucose levels and different insulin assays; it must be run through the official HOMA2 calculator rather than by hand. For everyday screening the simple HOMA1 score is still the most widely quoted. A closely related output, HOMA-β (HOMA-B), uses the same two fasting values to estimate beta-cell function — how hard your pancreas is working — rather than resistance.

IndexMeasuresNotes
HOMA-IR (HOMA1)Insulin resistanceManual formula, ÷405 or ÷22.5 — this page
HOMA2-IRInsulin resistance (refined)Requires the official HOMA2 software model
HOMA-β / HOMA-BBeta-cell functionPancreatic output, not resistance
QUICKIInsulin sensitivityLog-transformed; more stable at low insulin
Triglyceride:HDLInsulin resistance (surrogate)Lipid-based, no insulin assay needed
Glucose:insulin ratioInsulin resistance (screening)Simplest fasting ratio

Limitations

  • Fasting only. Values must come from an 8–12 hour fast; non-fasting samples invalidate the result.
  • Assay-dependent. Insulin assays aren't standardized, so scores aren't perfectly comparable between labs.
  • Not for insulin-treated diabetes. Injected insulin makes the "fasting insulin" input meaningless.
  • Single snapshot. One value can mislead; trends over time are more informative.

Sources & References

  1. Matthews DR, Hosker JP, Rudenski AS, et al. Homeostasis model assessment: insulin resistance and β-cell function from fasting plasma glucose and insulin. Diabetologia. 1985;28(7):412-9.
  2. Wallace TM, Levy JC, Matthews DR. Use and abuse of HOMA modeling. Diabetes Care. 2004;27(6):1487-95.
  3. NIDDK. Insulin Resistance & Prediabetes. Link

Last reviewed: July 2026 · See our methodology

All content is for educational purposes only. Not medical advice. Always consult your doctor to interpret lab results.